START SAVING EARLY

" MOST PEOPLE DON'T START SAVING IN MEANINGFUL AMOUNTS UNTIL A DECADE         OR TWO BEFORE RETIREMENT,WHICH SEVERELY LIMITS THE POWER OF    
       COMPOUNDING.THAT'S UNFORTUNATE ,AND THERE IS NO WAY TO FIX IT
          RETROACTIVELY .IT'S A GOOD REMINDER OF HOW IMPORTANT
    IS TO TEACH YOUNG PEOPLE TO START SAVING AS SOON AS POSSIBLE"